What is a Roth IRA? It's a tax-advantaged retirement account ideal for young professionals - Business Insider

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As far as I'm concerned, there is no better account for retirement for younger investors with a long time before they need the funds

Roth IRA is the tax benefit

With the power of compound returns, investments you make at a younger age will likely grow a lot, as you have decades for them to simmer in the markets. With those huge returns, a Roth IRA minimizes the taxes you have to pay. With a traditional IRA, the gains in your account are still taxed in the future., that benefit may not be such a big deal. But if your investments have grown by tens or hundreds of thousands of dollars, those savings can be huge.or banks.

. These companies all offer competitive fees and features that are important to retirement investors.The US is facing a retirement savings crisis. While many people dream of travel, golf, volunteering, and hobbies during retirement, those things all cost money. According to a, Baby Boomers have a median $164,000 saved for retirement, followed by $72,000 for Gen X and $37,000 for Millennials. That's well below what they likely need.

 

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Young people who don't need the funds are already rich. What a useless product for everyone else.

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