Lloyd's has unveiled the insurtechs that'll take part in its fifth accelerator program - Business Insider

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The chosen insurtechs for Lloyd's accelerator program will focus on three key themes: data and models, new insurance products, and COVID-19 response

by the pandemic. Thimble offers small businesses flexible, on-demand insurance coverage for as short a period as 1 hour. It's developing nascent business interruption coverage to protect small businesses from the current and future pandemics.

Blink Parametric offers a series of parametric products that are malleable to the pandemic's characteristics. The Ireland-based insurtech offers travel and climate risk parametric products: helps protect against unpredictable risks, filling the coverage gap that incumbent insurers struggle to cover with their traditional models. It covers payout according to predefined parameters, rather than indemnifying for the actual loss incurred.

The accelerator will likely be beneficial to both the participating insurtechs and the Lloyd's market alike because it'll help the insurtechs expedite product development to drive innovation. The insurtechs will benefit from the resources and guidance of the accelerator to ramp up production. They'll have access to expert guidance, alongside financial support to expedite their development of solutions. Given that there was a of capital flowing to early stage insurtechs in Q2, this is all the more timely and will allow these less established insurtechs to bypass the difficult funding conditions.

The Lloyd's market will benefit from the insurtechs' innovative capabilities to accelerate digital transformation and better cover novel risks. Incumbent insurers are

 

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