I used this strategy to recover from a devastating divorce, and now it helps me save more than $25,000 a year, which funds my world travel. However, you don't need to be a rocket scientist to make it work for you.Take-home pay is the number that's on your paycheck or pay stub for a regular work period. Things like your, insurance, and taxes come out first, but you don't have to worry about that. It's the actual deposit that matters.
Budgeting for fixed expenses is a math problem, but you only have to solve it once. I have about $3,550 per month of fixed expenses.The variable expense budget is the most critical part of staying on track financially. This is where you plan for date nights, eating out, groceries, gas, and all the things you usually spend money on but can't fit into a fixed expense.
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Sooo, you know how basic budgeting works...
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