What Is a Money Market Account and How to Get the Best Rates?

  • 📰 WSJ
  • ⏱ Reading Time:
  • 36 sec. here
  • 2 min. at publisher
  • 📊 Quality Score:
  • News: 18%
  • Publisher: 63%

South Africa News News

South Africa South Africa Latest News,South Africa South Africa Headlines

These hybrid accounts can offer convenience and attractive interest rates

, which tracks roughly 275,000 rates at more than 11,000 banks and credit unions, and Buy Side from WSJ’s own research.A money market account is an interest-bearing bank account. At the end of the day, it looks and functions very much like a savings account, but with a few distinct features of a checking account, explains Ken Tumin, a senior industry analyst at LendingTree and the founder of DepositAccounts.com. “It’s up to the banks, sometimes, how they define it,” he says.

during the pandemic and now lets banks decide whether to limit withdrawals or not. It’s not uncommon for a bank to set a monthly limit and charge a fee for each additional withdrawal or transfer.pay about the same on your balance—which is to say, much more than a checking account. Online banks as of late October were offering top rates of 3% or more on money market and savings accounts, while typical checking accounts earned less than 1%, according to DepositAccounts.com data.

Money market accounts are deposit accounts, while money market funds are investment products. A money market fund is as low risk as an investment can get, but it’s still not as safe as a deposit account.

 

Thank you for your comment. Your comment will be published after being reviewed.
Please try again later.
We have summarized this news so that you can read it quickly. If you are interested in the news, you can read the full text here. Read more:

 /  🏆 98. in ZA

South Africa South Africa Latest News, South Africa South Africa Headlines

Similar News:You can also read news stories similar to this one that we have collected from other news sources.

Here are the best money market accounts of August 2023We rounded up the top money market accounts, which offer some of the highest APYs, lowest minimum deposit requirements and check-writing abilities.
Source: CNBC - 🏆 12. / 72 Read more »

Cryptocurrency Market | Coin Prices & Market CapBinance cryptocurrency market - The easiest way to know the last prices, coin market cap, token price charts, and 24h change of bitcoin and other altcoins.
Source: binance - 🏆 561. / 51 Read more »

Cryptocurrency Market | Coin Prices & Market CapBinance cryptocurrency market - The easiest way to know the last prices, coin market cap, token price charts, and 24h change of bitcoin and other altcoins.
Source: binance - 🏆 561. / 51 Read more »

Wall Street's official stock market outlook — The latest CNBC Market Strategist SurveyWhere do the sharpest minds on Wall Street believe the market is headed? The CNBC PRO exclusive Market Strategist Survey is a roundup of year-end targets for the S&P 500.
Source: CNBC - 🏆 12. / 72 Read more »