China’s rescue plan for property market appears insufficient to reverse price decline

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Second-hand home prices have continued to fall, with August marking the 28th month of consecutive decline.

Across 100 cities in China, prices of second-hand homes fell year-on-year from January to August, with August marking the 28th consecutive month of price decline.

August’s new home prices nudged up by a sluggish 0.11 per cent from July, slowing from July’s 0.13 per cent rise.including reducing down payments, lowering mortgage rates and easing purchase requirements, in a bid to reverse the property slump, which is well into its third year now. But the take-up has been slow, with only 24.7 billion yuan under a 500 billion yuan financing scheme being lent out, leading the People’s Bank of China to say in August that it will accelerate the programme.

In 2021, a regulatory crackdown on high leverage among property developers triggered a liquidity crisis as Evergrande Group became the first to default.China has a plan for its housing crisis. Here’s why it’s not enough Prices of existing homes, based on a sample of 25 large cities, are down nearly 30 per cent from 2021 levels, according to Nomura’s analysis of proprietary data by Chinese property think-tank Beike Research Institute.

 

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