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50 things to stop wasting your money on - Business Insider

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It's no surprise people waste a lot of their money

If you don’t repay a payday loan as soon as you can, you could get hit with sky-high APRs, some of which are as much as 400%. Research alternatives like credit cards, personal loans or borrowing money from family or friends.Paying interest on your credit card balance is a poor use of money. Consider negotiating with your issuer for a lower rate, making monthly payments in full or opening a low-interest credit card.

Traffic tickets are outrageously priced, and some municipalities send records of unpaid fines to collection agencies. Neglect them long enough, and your license could be suspended. Worse still, those tickets could mean a big increase to your car insurance premium.All too often, gift cards go unused. A number of websites would be happy to buy them while other cards can be donated to charity.Airfare is costly, and paying for things like blankets, headphones and peanuts only adds to the hassle.

 

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