4 myths I believed about life insurance, and why I bought a policy - Business Insider

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'Twenty years and two major family deaths later, I know how critical life insurance is'

is real, so I was surprised to learn that Black Americans tend to buy insurance at a much higher rate than other groups.in the US. Paying $5, $10, or $20 every month is how we can ensure that our families make it after we're gone.While any amount of coverage is a good start, there is no magic number when it comes to buying life insurance.

Consider the amount of time you need , the amount you need , and the amount you pay per month when you're choosing a policy.Ten years ago, my mother was battling cancer and struggling to keep up with hospital debt. When she died on Easter in 2010, she was 42 with no life insurance. I am the oldest of my three siblings, and none of us had ever purchased insurance — life or health.

 

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