My biggest tip: Be clear on where you stand financially right now. Go through your spending and saving and understand all your possible sources of income. Things are changing quickly. The best way to deal with uncertainty is to have a plan.The Federal Reserve recently lowered interest rates to 0%. When interest rates go down, it’s a great opportunity to consider refinancing your debt at a lower interest rate to save money.
And I’ll throw in a fourth: If you have a question — any question — about money, email us at questions@ellevest.com. We are personally answering every one.The most important thing: Be gentle with yourself. We are going through a large-scale crisis. And combined with fears for our health? That’s a lot to cope with. It’s okay to be emotional. — the stimulus package extends benefits, but you can expect delays with so many people filing.
! Everyone’s longing for connection right now. Do it. Connect with people you know. Connect with people you don’t know, but want to. I always say that networking is the #1 unwritten career tool. Use it.What would you recommend someone do to readjust her budget if she finds that she has to take a significant pay cut?First, go through those fixed costs and see what you can negotiate. Then go through your remaining expenses and label them essential, cut back, pause or cancel.
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