4 signs you're being too conservative with your investments - Business Insider

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While risk might sound like a bad thing, it's actually important for most investors

, and how much risk someone really needs to take to make investments grow to their target goal.

"I can't necessarily fault people for this, but what I'm seeing today is too much cash on the sidelines," Weiss says. "There's this idea of While 12 months' worth of savings might be right for some people, it may mean missing out on potential returns for others. The right size for an emergency fund will vary for each person or family, but saving too much for your needs could mean missing out on valuable investing growth. Not all investments have the same level of risk. For most people, it takes a combination of investments with different risk levels to strike the right balance between growth and stability.

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Time to blow up and blow out....good luck retail bag holders!

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