These numbers indicate that for homeowners, their property likely plays a massive role in supporting their net worth. That makes your home a critical asset that you must protect. is providing efficient protection for a significant piece of your wealth. homeowners insurance policyMost policies will protect possessions like clothing, appliances, furniture, tools, and decorative items from a covered loss or theft.
Not only will this expand the coverage protection for your valuables, but it will cover you from personal negligence, such as leaving jewelry in a restroom. As a certified financial planner, one of the most common mistakes I see people make is insuring their home for what they think their home's market value is. The correct way to insure your property? By full replacement cost.
Insuring your home based on the replacement cost value will protect you from labor, materials, and transportation expenses required to rebuild your home back to its original state.
The fourth box, could your house be destroyed by liberal looters?
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