offers major tax advantages along the way, explains financial planner Carrie Schwab-Pomerantz in a Business Insider article.
You need to be enrolled in a high-deductible health plan to contribute to an HSA, but they never expire. You can use the funds for qualified health costs at any time and continue to grow the money, even if you don't enroll in a high-deductible plan later. In 2020, you can contribute up to $3,550 as an individual or $7,100 for family, plus a $1,000 catch-up contribution if you're over 55.
"Time is, of course, a key factor in taking full advantage of the investment growth potential of an HSA," Schwab-Pomerantz wrote. "So depending on your age, your HSA could be aor maybe even a retirement account just for healthcare when you reach those golden — yet often costly — years." She continued: "To me, the benefits of HSAs generally far outweigh the negatives but, as always, do your homework."
เราได้สรุปข่าวนี้มาให้อ่านอย่างรวดเร็ว หากสนใจข่าว สามารถอ่านฉบับเต็มได้ที่นี่ อ่านเพิ่มเติม:
ประเทศไทย ข่าวล่าสุด, ประเทศไทย หัวข้อข่าว
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